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For the next few issues, the Tester is highlighting the instructors, facilitators and counselors from the NAS Patuxent River Fleet and Family Support Center.

FFSC offers a variety of classes, workshops and seminars free to active-duty and retired military and their families; and if space available, to DoD employees, their spouses and contract employees.

For a complete class schedule or to be added to the monthly Beacon newsletter distribution, which includes class schedules, call the FFSC at 301-342-4911.

This week, meet Angela Armer and Jim Walsh.

Jim Walsh

Personal Financial Manager

Walsh holds a master’s degree in finance with a concentration in Personal Financial Planning. His bachelor’s is also focused on Finance. Walsh has completed the Association for Financial Counseling and Planning Education course work and testing to become a certified financial planner and Accredited Financial Counselor. During the last 10 years of his 26-year Navy career, Walsh was the lead Command Financial Specialist.

Time at Pax River: 1 year, 1 month.

Classes taught: I teach many classes throughout the year with topics ranging from opening your first saving account to estate planning. All are Brown Bag lunch classes, 11:30 a.m. to 12:30 p.m., where attendees can bring their lunch and eat while listening.

I also provide free one-on-one financial counseling with active-duty and retired service members and their families. For more information contact me at 301-342-5442.

Skills participants learn from classes: My classes can help participants prepare for a lifetime of beneficial personal financial planning. The tools learned are useful, realistic and easy to work into one’s regular routine, and help gain control over the financial impact of choices made.

Next class? Credit Management on Nov. 14. Free one-on-one financial counseling for active-duty and retired military and their families are available by appointment.

Expert tip or advice? Develop spending plans! How can one know where his or her money is going without spending plans? After that, develop financial goals along a short-, medium- and long-term timeline. I have often observed, without spending plans, financial goals and the specific plans for meeting them, we drift along and leave our future to chance.